This article from Yahoo! Finance provides excellent advice for adults.  I suspect that most adults don’t know all of these tips.  These are tips that we each should be teaching our kids as well.  From now on, I recommend that when you are making the decision at the point of sale, and you have your child with you, explain the logic behind why you chose to use debit or credit. 

http://finance.yahoo.com/banking-budgeting/article/109125/10-places-not-to-use-your-debit-card?mod=bb-checking_savings

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Susan Beacham
Written by Susan Beacham
Susan Beacham founded Money Savvy Generation in 1999 after almost two decades in private banking and investment management complemented by considerable time teaching at the elementary level.

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