The holidays are nearly here and the closer they get, the higher the stress.  So here is my tip #9 of 10 to help you experience a more relaxing and memorable holiday this year:

Tip #9: Stop shopping.  Last minute “add-ons” will wreck your budget.  No matter how deep the discount – just take a breath and stop.  You have enough.

Now is the time to be grateful.  “Gratitude” promotes health and wealth. Research confirms simply stating what you are grateful for gratitude lifted people’s moods and senses of well-being – http://www.ncbi.nlm.nih.gov/pubmed/24451155.   So what do you have to lose?  This holiday, start a list of things you are grateful for.  Try writing down a few and then ask your family to do the same.  Then share.

Good things will happen – I promise!

Tip#1 – Make a listTip #2 – Set a budgetTip #3 – Prioritize your listTip #4 – Be generousTip #5 – Follow the 4 gift rule for kidsTip #6 – Free is good!Tip #7 – Plan a family movie night,  Tip #8 – Write a Letter

Susan Beacham
Written by Susan Beacham

Susan Beacham founded Money Savvy Generation in 1999 after almost two decades in private banking and investment management complemented by considerable time teaching at the elementary level.

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