It’s that time of year again. The holidays are done and the New Year’s headache is cured. Or is it? Now we wait for the end-of-the-year bills to arrive.
If you did not overspend, let your kids share in the victory.
Talk as a family about how you stayed within your budget. Did you make a list of all those you wanted to remember and take that list with you to the mall each and every time you shopped? Did you place a dollar amount next to the name and make sure you did not exceed that amount? Did you discuss what you had to “give” to gift-giving before you went out and shopped? Did you come up with ideas that would replace a purchased gift – like baking or a gift of time or a talent?
Leverage your “purchase fatigue” and your family’s contentment as you think about next year. Continue reading