#4 of 10 things NOT to say to your kids about $$$: “We’ll start allowance later, when you are old enough, when I have more time…”

When you should say… “Let’s talk about how allowance will begin to teach you to successfully manage the money in your life. Are you ready to have more control over money?”

Click here for #1 of the Top 10, #2 of the Top 10 and #3 of the Top 10