Here’s Tip #5 of ten to make this a more relaxing and memorable gift-giving season.  (I cannot take credit for this one – this came from my friend Shelly Holmstrom.)

Follow the four gift rule for kids at the holidays.

1. Give them one thing they want.
2. Give them one thing they need.
3. Give them one thing they wear.
4. Give them one thing they read.

Here’s the fourth of ten tips for making this a more relaxed and enjoyable holiday gift-giving season this year.

Gift-giving tip #4: Be generous. From our Money Savvy friends in Thailand – the true meaning of donate…really means invest!

Here are the links to Tip #1, Tip #2 and Tip #3 in case you missed them.