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Delayed Gratification General Goal Setting Money Choices Money Tips

Giving kids agency builds money skills

February 8, 2025by Susan BeachamNo Comments

Getting my youngest daughter to eat breakfast before school was not easy. I put in front of her what I thought she should eat. She resisted. It was only after putting two choices for breakfast in front of her that breakfast started to go off without a hitch. Controlling her choice for breakfast shut her down. In hindsight, I think she was instinctively trying to tell me she wanted a voice in this breakfast moment. Giving her a choice lowered her shield and helped her practice – and ultimately to learn – the skill of agency.

What IS agency?

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About Susan

A sought-after speaker for financial institutions, state regulatory agencies, trade associations, leadership conferences and schools, she is the creator of the Money Savvy Pig piggy bank-- the centerpiece of the Money Savvy Kids Basic Personal Finance Curriculum.

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