It’s 8 a.m. and both of my girls are at work.  Allison, my oldest, just graduated from college and is employed full-time at a company that is what I consider “old school”.  “Old school” benefits that include health, dental, vision and a 4% match on 401(k) contributions and a defined benefit pension on top of that. My youngest, a rising junior in college, is at her first job of the day, teaching special education three-year-olds at a summer camp and then will come home and turn around to get to her second job of the day, a hostess at a restaurant where she has worked for the past 4 years.

If you ask them why they work so hard, they will tell you it is because they have to.  And they would be right.  We told them in high school that they would need to cover their wants and needs when they started college.  Continue reading