This week, US News & World Report published a great list of tips to help you and your family if you overspent this holiday season:

7 Tips to Recover from Holiday Overspending – US News & World Report

Let me know if any of these were helpful for you or if you have another tip to share that worked well for your family.

Allison Beacham, my Millennial daughter and co-author on O.M.G. Official Money Guide for College Students, has nearly $17,000 in her 401(k) plan.  That’s just two years into her “after-college” job. This is not by chance. Financial education (a.k.a. having the money talk) begins in the home, and we have been grooming her since she turned eight.

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