All credit cards are not alike and first time credit users need basic information before they sign up.  Take a look at this for more information about the pros and cons of what is available for the first-time credit card user in your household.,0,237885.story

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Written by Susan Beacham
Susan Beacham founded Money Savvy Generation in 1999 after almost two decades in private banking and investment management complemented by considerable time teaching at the elementary level.

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