Dear 2019 Morehouse College graduating class,

This past weekend, Billionaire Robert F. Smith announced that he will pay off your student loan debt, and that was just awesome.

Now, nothing stands in the way of you opening your 401(k) and funding it to the max as soon as you start work.

Investing in your 401(k) from the get-go will honor this gift properly.  As they say, “To whom much is given, much is expected.”

Mr. Smith’s gift and your 401(k) will help you financially succeed.

And yes, it’s really that simple.


A financially successful 60 year-old due to her parents’ life lessons, work ethic, a little luck (really good marriage of 31 years) and aggressively funded 401(k) from day one of her work life.

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Written by Susan Beacham
Susan Beacham founded Money Savvy Generation in 1999 after almost two decades in private banking and investment management complemented by considerable time teaching at the elementary level.

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