To spend or not to spend this holiday season. It’s not really a question of what to spend or not to spend this holiday though, is it?  It’s more a question of what and how much we will spend – and why.  In addition to all the gift-giving, the holidays also give us a chance to stop, think and reflect (my favorite three words) about our life and those in our life.

Experience as a holiday present

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My daughter, Allison, is one of the first Money Savvy Kids we have taught. We built Money Savvy Generation for her and her sister so they – and all kids – would be money smart.

And now, she is making sure the next gen gets the same “lift”!  Here’s an excerpt from her recent blog post on Life’s a Beacham

The Ultimate Baby Shower Gift

I’m at that point of my life where Saturday weddings are now replaced by Sunday baby showers, and I’m loving it. Whoever decided mimosas and snacks were the perfect pregame to opening tiny shoes and tiny hats was right. Who doesn’t love tiny adorable tiny things?

But as much as I love a good stroller accessory, I can’t help but think I want to do more. Go above and beyond.

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One thing is certain – there is a lot of uncertainty around us. From rising inflation to pandemic-related financial support ending, the future can seem daunting, not only for us, but for our children as well.

We know that financial education is a critical tool during a crisis. It puts you in the driver’s seat. It gives you back control. Knowing how to navigate the financial system helps people get loans, get unemployment and manage debt wisely.

Double-down now on financial literacy education for the next generation

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Both my daughters wanted to work as soon as they could by getting a summer job.  I did not have to push them – they wanted the experience and the money.  I suspect it was also about independence.  To get her first job, Allison created a resume-without my help or knowledge – and walked around the town dropping it off hoping to get a call back for a summer job.

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