No, it’s not money, or another designer something or another.  It’s advice.  Advice Millennials really don’t want – but they need. Now.  Before it’s too late. Here are a few showstoppers to weave in to the upcoming holiday time you’ll spend together:

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Claire Green, President of Parents’ Choice Foundation, a nonprofit organization that helps us all make the most out of play for our children, was explaining to me this morning what she looks for in really great toys as gifts: “The best toys prompt children to think, feel, or do; they encourage curiosity, empathy and creativity.”

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Last week I had the opportunity to work with a great group of William Blair clients in Boston. Everyone attending intently focused on understanding how to talk with their kids about money throughout each stage of their lives. We focused on ages 6-18+, providing a short list of key ideas to move the conversation along in an age-appropriate way. Key ideas like:

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Family wealth is obvious to children.  Your expectations surrounding how your children will handle the family’s wealth are not so obvious.  So, it’s important to talk with your children about the family’s goals for this wealth in a way that will allow you both to think creatively about how best to steward that wealth into the future.

Money itself and the language of money is straightforward; it’s literal, it’s not rocket science.  But talking about money can get complicated.  When you add emotion and experience – good and bad – to the discussion of money, that’s when it can get complicated.

Here are five tips to help you start this money talk :

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