Here is a link to new research that suggest that financial literacy education — as it is today — is not working. This is not news. We know that — don’t we? Year after year, the results of the Jump$tart survey of high school kids confirms that we are not getting through. Why? We are starting too late. We focus all our time and energy on kids and adults after behavior has been set in stone.

What we need to do is start much younger … when kids are in first grade … and still listening to us … when we are molding behavior.

Financial education leaving Americans behind
Greg Burns
February 15 2009, 9:43 PM CST

With so many personal finance decisions turning into disasters, a chorus of voices is singing the praises of financial-literacy education.

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Written by Susan Beacham
Susan Beacham founded Money Savvy Generation in 1999 after almost two decades in private banking and investment management complemented by considerable time teaching at the elementary level.

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